Lincoln Financial Dentist in Spokane, WA
Most people don't realize their Lincoln Financial dental benefits reset every year — and unused coverage just disappears. At Trailhead Dental, we think that's worth knowing before your appointment, not after. Dr. Jake Storer and the team here are in-network with Lincoln Financial, which means your plan's contracted rates apply from the moment you walk in.
When you come in, we take care of the insurance side so you don't have to figure it out yourself. We'll verify your benefits before your visit, walk you through what's covered, and let you know upfront if anything won't be. No surprises at checkout. The focus stays where it belongs — on your teeth, not your paperwork.
Trailhead Dental is located at 5011 W Lowell Ave in Spokane, and we're currently welcoming new patients. If you've been putting off a cleaning or a long-overdue visit, this is a great time to use what you're already paying for. Book online or give us a call — we'd love to see you.
What Does Your Lincoln Financial Plan Cover at Trailhead Dental?
Lincoln Financial dental plans are typically structured around three tiers of care. Preventive services — things like cleanings, exams, and x-rays — are usually covered at the highest level, often at or near 100% when you see an in-network provider. The idea is to catch problems early, and most plans are built to make that easy.
Basic restorative work, like fillings and simple extractions, is usually covered at a lower percentage — somewhere in the range of 70 to 80% in most cases, after your deductible. Major services like crowns, root canals, and dentures are typically covered too, though at a reduced rate, often around 50%. Your plan also has an annual maximum — a cap on what Lincoln Financial will pay out in a given year — so it's worth knowing where you stand before scheduling bigger procedures.
Every plan is a little different depending on your employer's specific contract. Before your appointment, we'll pull your benefits and go over the details with you so there are no guesses involved. You'll know what to expect before anything begins.
Trailhead Dental Is an In-Network Lincoln Financial Provider
Being in-network with Lincoln Financial isn't just a technicality — it has a real impact on what you pay. Because Trailhead Dental has a direct contract with Lincoln Financial, we've agreed to their negotiated fee schedule. That means your insurance pays its portion based on those lower contracted rates, and you're responsible for the difference, not a higher walk-in price.
If you were to visit an out-of-network dentist, your plan might still pay something — but you'd likely owe more out of pocket because the dentist isn't bound by those contracted rates. Coming to an in-network provider like Trailhead Dental in Spokane keeps your costs as low as your plan allows. It's one of the simplest ways to stretch your benefits further.
Why Spokane Patients Choose Trailhead Dental
Dr. Jake Storer built Trailhead Dental around the idea that going to the dentist shouldn't feel like a chore or a gamble. He takes time with patients — actually explaining what he's seeing, what he recommends, and why. People leave feeling like they understood their appointment, not just survived it.
The team here knows that insurance questions can be stressful, and they're used to helping patients figure it all out without the runaround. Whether you're new to Lincoln Financial or just new to the area, you'll get the same clear, calm experience either way. Trailhead Dental is open Tuesday through Friday with evening hours on Tuesdays and Wednesdays — which works well if daytime appointments are tough to swing. When you're ready, you can book online or call us at (509) 4717-877. We'll get you set up.
Ready to use your Lincoln Financial benefits? Call us at (509) 4717-877 or book your appointment online — we're welcoming new patients right now.
Call us: (509) 4717-877
Frequently Asked Questions
Yes! Trailhead Dental in Spokane is in-network with Lincoln Financial Insurance Company. That’s great news for you — being in-network means we’ve agreed to contracted rates with them, so you’re not paying full price out of pocket. If you want to confirm your specific plan before your visit, just give us a call at (509) 417-7877 and we’ll help you sort it out.
When your dentist is in-network with your insurance, they’ve agreed to discounted rates — so your costs are lower. Out-of-network means the dentist hasn’t made that agreement, and you’ll usually pay more. Since Dr. Storer is in-network with Lincoln Financial, you’re getting the best possible rate your plan allows. It can make a real difference in what you actually owe after insurance pays.
Most Lincoln Financial plans cover preventive care — like cleanings, exams, and X-rays — at a high level, sometimes fully. Basic services like fillings are usually covered at a solid percentage too. Major work like crowns or root canals is often covered at a lower rate. Coverage varies by your specific plan, so we recommend calling us at (509) 417-7877 and we’ll help you understand what your plan includes.
In most cases, yes — you’ll pay less when you see an in-network provider. Because Trailhead Dental has a contract with Lincoln Financial, the rates are pre-negotiated and lower than what an out-of-network office would charge. Your insurance also tends to apply your benefits more favorably at in-network offices. It’s one of the easiest ways to stretch your dental benefits further.
Yes, Dr. Jake Storer is welcoming new patients at Trailhead Dental in Spokane — including those covered by Lincoln Financial Insurance. Whether you’re overdue for a cleaning or need to address something specific, we’d love to get you in. New patients are always welcome here. Just call (509) 417-7877 to get started and we’ll take care of the rest.
The easiest way is to call us at (509) 417-7877 — our team will find a time that works for you and answer any insurance questions upfront. When you call, it helps to have your Lincoln Financial insurance card handy so we can verify your coverage before your visit. We’ll make the whole process as easy as possible from the very first call.
