Ameritas Dentist in Spokane, WA | Trailhead Dental
Booking a dental visit when you're not sure how your insurance works can feel like a small leap of faith — so here's something that might make it easier. Trailhead Dental is in-network with Ameritas Life Insurance Corp, which means Dr. Jake Storer has a direct contract with your plan. You won't be guessing at fees or hoping for reimbursement. The contracted rates are already in place, and your benefits kick in the way they're supposed to.
When you come in, our team handles the insurance side of things for you. We'll verify your coverage before your appointment, walk you through what's covered, and file your claims directly with Ameritas. You just focus on showing up. Most people leave with a much clearer picture of their dental health and their plan than when they arrived.
We're located at 5011 W Lowell Ave in Spokane, and we're currently welcoming new patients. If you've been putting off a cleaning or a visit you've been meaning to schedule, this is a good moment to get it on the calendar.
What Does Your Ameritas Plan Typically Cover?
Ameritas Life Insurance Corp PPO plans are generally structured around three tiers of care. Preventive services — things like routine cleanings, exams, and X-rays — are usually covered at the highest rate, often with little to no out-of-pocket cost when you're seeing an in-network provider. That makes staying on top of your regular visits one of the smartest ways to get the most out of your plan each year.
Basic restorative care, like fillings and simple extractions, is typically covered at a moderate percentage after your deductible is met. Major services — crowns, root canals, bridges, and similar treatments — are usually covered as well, though at a lower percentage and subject to your annual maximum. Most Ameritas PPO plans include an annual maximum, which is the total dollar amount your plan will pay out in a given benefit year. Once you hit that cap, any additional costs become your responsibility. Every plan is a little different, so we always recommend letting our team verify your specific benefits before your appointment so there are no surprises.
Trailhead Dental Is an In-Network Ameritas Provider
Being in-network with Ameritas means we've agreed to set fee schedules with your insurance company. In plain terms, that translates to lower out-of-pocket costs for you. You're not paying full retail rates — you're paying the contracted rate your plan has already negotiated on your behalf.
If you were to visit an out-of-network dentist, you'd likely pay more, and in some cases you'd have to handle the claims process yourself. Here in Spokane at Trailhead Dental, we take that off your plate entirely. We bill Ameritas directly, and you only owe your portion — typically a copay or coinsurance after your deductible. It's a smoother experience all around.
Why Spokane Patients Choose Trailhead Dental
Dr. Jake Storer has built Trailhead Dental around the idea that going to the dentist shouldn't feel like a chore or a financial mystery. He takes time with patients — actually explains what he's seeing, what he recommends, and why. People leave feeling informed, not just processed.
The team here is genuinely good at the insurance piece, too. They'll look up your Ameritas benefits ahead of time, flag anything worth knowing, and make sure you're not caught off guard by a bill. Trailhead Dental also offers extended evening hours on Tuesdays and Wednesdays, which makes it a lot easier to fit a visit into a real workweek. If you're ready to get started or just have a question about your coverage, give us a call at (509) 4717-877 — we're happy to help.
Ready to use your Ameritas benefits at Trailhead Dental? Call us at (509) 4717-877 or book online — we'd love to see you.
Call us: (509) 4717-877
Frequently Asked Questions
Yes — Trailhead Dental is in-network with Ameritas Life Insurance Corp. That’s good news for you. Being in-network means we’ve agreed to contracted rates with Ameritas, so your out-of-pocket costs are typically lower than if you went somewhere out-of-network. If you want to confirm your specific plan before your visit, just give us a call at (509) 471-7877.
It means Dr. Storer has a direct agreement with Ameritas to provide care at pre-negotiated rates. In plain terms, your insurance pays its portion, and you pay less out of pocket than you would at an out-of-network office. Out-of-network dentists can bill at higher rates, which often leaves you covering a bigger chunk of the bill.
Most Ameritas plans cover preventive care — like cleanings, exams, and X-rays — at a high level, sometimes fully. Basic care like fillings is usually covered at a partial percentage. Major work like crowns or root canals typically has lower coverage. Every plan is a little different, so we always recommend calling Ameritas directly or letting our front desk help you check your benefits.
Most likely, yes. Because we’re in-network in Spokane, you’re not paying inflated out-of-network rates. Your cleanings and exams may cost you little to nothing depending on your plan. Even for bigger procedures, having in-network coverage makes a real difference. We’re happy to give you a cost estimate before any treatment so there are no surprises.
Absolutely — Dr. Storer is welcoming new patients at Trailhead Dental. Whether you haven’t seen a dentist in a while or you’re just switching providers here in Spokane, we’d love to get you in. Bring your Ameritas insurance card and we’ll take care of the rest. New patient appointments tend to fill up, so it’s worth calling sooner rather than later.
Easy — just call us at (509) 471-7877. Let the front desk know you have Ameritas and they’ll pull up your benefits, check your coverage, and get you scheduled with Dr. Storer. If you’d rather not call, check our website for any online booking options. Either way, we’ll make sure you know what to expect before you ever walk through the door.
